Terms of User Agreement

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Last updated: 15 July 2024

This SDRQ Terms of Use Agreement (the “Agreement”) applies to any interaction or use of websites, pages and all devices, mobile applications, and/or technology platforms with its subsidiaries, and/or affiliates (“SDRQ “, “us”, or “we”) (collectively, the “Website”), and SDRQ ‘s banking and other services (collectively, the “Services”).

If the services you are using involve the collection, analysis and processing of your data, including your financial data, this Agreement governs you agree to SDRQ to collect and use such data. Other aspects of the Services may be covered by other terms, conditions, and agreements with SDRQ, including, but not limited to, agreements with SDRQ ‘s financial institution partners (“banks”), such as deposit account agreements. By accepting electronically (for example, clicking “I agree”), installing, accessing, or using the Services, you agree to be subject to the terms and conditions of this Agreement and the SDRQ Privacy and Security Policy (the “Privacy Policy”), as they may be amended from time to time in the future (see “Modification” below). If you do not agree to this Agreement, the Services shall not be used.

1. Acceptance Terms

By using the information, tools, features, software, functions, content, updates and updates, you agree to be subject to this Agreement, whether you are a “visitor” (which means you are only browsing the SDRQ website), “applicant” (which means you have started applying to open an account (as defined below)) or “customer” (which means that you have completed an account application to SDRQ , and the account is open and active). “Account” means a deposit demand account held by the Bank and accessed through the Services. The terms “you”, “your”, or “user” are all types of persons and entities that interact with the Service, including visitors, applicants, and customers. If you are under the age of 18 and in no event have you reached the legal age for a binding contract with SDRQ , then you may not use the SDRQ Services or accept this Agreement.

Your acceptance of this Agreement means that you are able to be bound by it or that you have the right to bind that entity if you act on behalf of the company or entity. Before continuing, you should print or keep a local copy of this Agreement for recording.

2. Privacy and Your Personal Information

You can view the privacy policy on the service website. You agree to the applicable privacy policy, and any changes issued by SDRQ . You agree that, as part of the Service, SDRQ may use and maintain your data under the Privacy Policy. You allow SDRQ to combine the information you enter or upload for the Service with information from other users of the Service and/or other SDRQ  services. For example, this means that SDRQ may use unidentifiable aggregated data from you and other users to improve the service or design promotions. To the extent permitted by applicable law, SDRQ may access or store personal information in multiple countries (including countries outside your country).

3. Electronic Communication

You agree to the applicable SDRQ electronic signature and electronic communication protocols and any changes issued by the SDRQ .

4. Online Banking Services and Deposit Accounts

This section specifies the terms of any customer who registers an account and opens the account.

Account Opening Information

If the applicant is a legal entity, such as a corporation, partnership, limited liability company, limited partnership, or limited liability partnership, federal law requires the bank to obtain sufficient information to verify the identity of the applicant and certain beneficial owners of the applicant. The applicant may be asked several questions and provide one or more forms of identification to meet these requirements. In some cases, we may use external sources to confirm the information. Certain information provided by the applicant is protected by our privacy policy, bank privacy policy, and federal law.

We provide the above information to banks and other third party service providers as we believe fit to determine eligibility to use the services, prevent fraud and verify your identity. We may inquire about your previous bank or credit relationship. We rely on the accuracy of the information provided by the applicant in opening and maintaining his account. If the customer’s information is outdated, incomplete or inaccurate, we may use any information to reject the applicant’s application, suspend the service to the approved customer, collect or close the customer’s account.

After the applicant is allowed to open an account, SDRQ will provide access to the account software and may issue a debit card (“card”) to the customer and will grant access to the online banking services (described below).

E Bank

Customers will access certain banking, transfer and electronic payment functions through the SDRQ website and/or mobile app (“Online Banking Services”). With prior notice, the SDRQ may add or cancel the online banking services or otherwise modify the terms or functions of any online banking service. Access to your account through your username and password is used as your signature to authorize any requested transaction through online banking services. Online banking services may include: obtaining account balances; obtaining transaction information; obtaining statements; transfer of funds through the automated clearing house (ACH) payment system; transfer of funds through wire transfer; and deposit of checks through photos (“mobile check deposit”).

Account Management and Security

Applicants must designate at least one administrator to manage their account when submitting an application. “Administrator” means an authorized representative who is an authorized signatory of the account and who is designated by the customer for the initial registration of online banking services and the continued use of online banking services, including the designation of a second administrator. “Secondary administrator” means an authorized representative appointed and established by the administrator using the deposit account. Administrators can add, delete, or manage secondary administrators; request and manage cards for secondary administrators; view transactions and run reports; provide or update company information; connect third-party services and other accounts to your account; and perform other tasks to manage your account. The Customer shall not act on behalf of Administrator or secondary administrator or use its credentials to access the customer account. The customer takes full responsibility for the activity occurring on his account and must ensure the security of his account user name and password. We encourage customers to use a “strong” password in their accounts (for strong password composition recommendations, see NIST SP 800-63B).

To access online banking services, SDRQ requires customers to use a Web browser with 128-bit encryption. Regardless of whether a customer uses a secure web browser, SDRQ cannot ensure that data transmitted to SDRQ or from SDRQ is not intercepted by a third party. The Customer will not disclose its user name, password or any PIN or other identification tool to any person other than the authorized representative. The customer should provide personally identifiable information only through the SDRQ mobile application.

The Customer must immediately notify SDRQ of any breach of security or unauthorized use of its account. SDRQ is not responsible for any loss due from unauthorized use of the Customer account. If we believe that the customer account has been stolen, we may suspend access to that account.

You agree that the above constitutes a commercially reasonable security procedure for you.

Customer represents and warrants that the Services requested by Customer under and under this Agreement will be intended for Customer for commercial or commercial purposes only and not for personal, family or family purposes.

Cost

If fees, rates, qualified balances, and fees are not included in this Agreement, Customer will receive separate fees, rates, qualified balances, and expense schedules. Customer agrees to pay any such fees and authorizes us to deduct them directly from the accrued account balance without notice. The Customer will pay any additional reasonable fees for its requested services not covered by this Agreement.

5. Beta

As part of the service, SDRQ ‘s current technology platform is currently in beta. Users understand that it will test, evaluate, and provide feedback on SDRQ . User agrees that the following regarding web sites and services are in beta:

  • The user obtains a personal, non-exclusive, non-transferable permission, only for the internal evaluation of the user;
  • The data provided by the user shall not be disclosed (in public or private), reissued, sold, transferred, leased, lent, or otherwise transferred to any third party for any reason;
  • The beta version may contain or use certain software owned by a third party and shall be subject to its own terms and conditions;
  • The User agrees to test and evaluate the beta as required by the SDRQ  and will promptly notify the SDRQ  of any and all functional defects, errors, exceptions, and problems directly or indirectly related to the beta;
  • Any feedback, ideas, modifications, suggestions and improvements made by the user to the beta are the property of SDRQ , and the user agrees to transfer all global rights, ownership and benefits of the supporting information and related intellectual property rights to SDRQ ;
  • Users will keep confidential their participation as a Beta tester and the information provided during the Beta test;
  • The user understands that the beta may contain errors, errors and other issues that may lead to system failure and that testing and quality assurance for the beta may not be completed; and the user accepts the beta “as is”. SDRQ Without any warranty of the beta version. ROCENY All implied and statutory warranties are hereby specifically denied, including but not limited to any implied warranty of merchantability, applicability for specific purposes, or not of the rights of third parties. SDRQ Neither nor its licensor guarantees that the beta or third party software will meet the user requirements, that the operation of the BETA test materials or third party software will not be interrupted or without errors, or that defects in the BETA test materials will be corrected.

6. From Third-Party Websites

User Information Users may instruct SDRQ to retrieve user information (“User Information”) maintained online by a third party who has customer relationships, maintains accounts, or engages in financial transactions. SDRQ works with one or more online service providers to access this user information. SDRQ will not review user information for any purpose, including but not limited to accuracy, legality or non-infringement. SDRQ is not responsible for the products and services provided by third-party websites.

SDRQ ‘s inability to consistently anticipate or predict technical or other difficulties, which may result in data unavailability or data loss, personalization settings, or other service disruption. SDRQ is not responsible for the timeliness, accuracy, deletion, undelivery, or failure to store any user data, communications or personalization settings. SDRQ real-time transmission of data cannot be guaranteed.

Subject to the restrictions described in the Privacy Policy (provided that you are using or participating in any service involving the collection and/or use of user information), you license SDRQ and a third party vendor (“Service Provider”) to use such user information for services, operate, provide, manage, develop and improve services, subject to compliance with the SDRQ Privacy Policy. SDRQ and Service Provider may use, modify, display, distribute, and create new materials for user information to provide services to you. SDRQ and Service Provider may also use, sell, license, copy, distribute, and aggregate any personal non-identifiable data defined in the Privacy Policy obtained through your use of the Service. By submitting the user information, you automatically agree that the owner of the user information has explicitly agreed that the SDRQ and the service provider can use the user information for the above purposes without any specific time limit or paying any fees. Between SDRQ and the service provider, SDRQ has your user information.

7. Reports, Information and Materials

SDRQ reporting, information, and other content, may be provided to you regarding the Services, including but not limited to general information communications or publication, reporting, analysis, summary, and/or evaluation of your user information and any SDRQ logo, logo, name, or design (collectively, the “Content”). The content provided through the SDRQ mobile application is protected by applicable intellectual property rights and is the property of SDRQ , its third-party licensors and partners (if applicable), and other entities providing such content to SDRQ . You may not (or permit others) to copy, distribute, display, modify or otherwise use the Content unless provided to you through the SDRQ Mobile Application under this Agreement. You will not and do not have the right to copy, modify, adapt, produce derivative works based on content, execute, display, publish, distribute, transmit, broadcast, sell, license, or otherwise exploit the content. SDRQ and its Licensor shall make no representation or warranty about the accuracy or completeness of the content.

All SDRQ  content (including third party content) provides you only on an “as is” and “available” basis without any form of warranty. SDRQ and its Service Provider does not guarantee, guarantee, support, verify or otherwise assume any responsibility for the integrity, authenticity, accuracy, desirability, profitability or reliability of any content, including, but not limited to, any report, analysis, summary, and/or evaluation of your user information. All your use and reliance on any such information (or any content) shall be at your own responsibility and at your own risk.

SDRQ , the name and logo are the trademark of SDRQ , which shall not be copied, imitated or used in whole or in part without the prior written permission of SDRQ . In addition, all headers, custom graphics, button icons and scripts are SDRQ service marks, trademarks and/or commercial appearances and may not be copied, imitated or used in whole or in part without prior written permission from SDRQ .

You understand and agree that SDRQ may use Verification Services to verify information about you to verify your identity and for the purpose of preventing fraud (Validation Services). Any information, data, passwords, materials, or other content that you provide or provide through the Verification Provider to SDRQ  and the Service Provider. SDRQ and Service Provider may use, modify, display, distribute, and create new materials that use such content to provide you with verification services. By submitting the Content, you automatically agree or promise that the owner of such content has explicitly agreed that SDRQ and service providers can use the content for these purposes without any specific time limit or pay any fees. Between SDRQ and the service provider, SDRQ has your user information.

You agree that the results of the validation services are only for use by you and SDRQ and its service providers with SDRQ Services or the SDRQ website. You agree not to reverse engineer or reverse compile any service technology, including, but not limited to, any code related to the validation service.

8. SDRQ  Offers and Third-Party Links

SDRQ may provide you with information related to third party products or services (“SDRQ offers”) and provide you with general tips, suggestions, and educational materials. The service may contain information links created and maintained by third parties. SDRQ does not recognize, guarantee or guarantee the accuracy of the information, products or services on the third-party websites. Third-party websites are subject to their own privacy policies and terms of use, and SDRQ is not responsible for any conduct of such third parties.

Regarding SDRQ offers, the service will provide links to other sites belonging to SDRQ advertisers and other third parties. SDRQ There is no guarantee that loans, investments, plans or other terms of service, interest rates or rewards offered by any particular advertiser or other third party on the site are actually terms that you may provide to you when pursuing the offer or that they are the best terms or lowest interest rates on the market. If you choose to use or purchase the services of a third party, you are subject to their terms and conditions and a privacy policy.

SDRQ provides (or any other third party products or services advertised or linked from our sites), whether sponsored or not, SDRQ is not an agent or broker and is not responsible for the activities or policies of these sites.

9. Your Service

The right to use your access and use of the Website and Services is personal and nonexclusive, non-transferable, nonperensable and completely revocable. The use of any service requiring special registration, restricted access or payment is also subject to other terms and conditions provided by SDRQ for the use of such other services.

You are only entitled to access and use the website and services for legitimate purposes. Accurate records enable SDRQ to serve you. You must provide true, accurate, up-to-date and complete information about the accounts you have maintained on other websites as required in our Add Account setting form, and you may not misrepresent your registration and user information. For the service to run effectively, you must also keep your registration and user information up-to-date and accurate. If you do not do so, the accuracy and validity of the service will be affected. You declare that you are the legitimate owner of all registration and user information and other information required to facilitate your use of the Services, and that you have the right to provide us with all registration and user information.

You shall not use the Services in any manner that may damage, overload, damage, disable or otherwise damage (i) Services; (ii) use and enjoyment of the Services by any other party; or (iii) services and products of any third party including, but not limited to any equipment to which you access the SDRQ Website (“Authorized Equipment”). You agree to comply with all local laws and regulations related to the download, installation, and/or use of the SDRQ Website, including, but not limited to, any rules of use specified in the Terms of Service of the Online App Store.

Your access to and use of the Services may be interrupted from time to time for a number of reasons, including, but not limited to, equipment failure, periodic service updates, maintenance or repair, or other actions taken at the SDRQ ‘s discretion. In no event shall SDRQ be liable for any loss, cost or damage caused by any planned or unplanned shutdown.

Your only remedy for any failure or failure of the Services (including any relevant software or other materials related to such services) is that SDRQ makes a commercially reasonable effort to adapt or repair the applicable Services.

10. Work with Your Mobile Device

Using these services together may be obtained through compatible mobile devices, Internet and/or network access, and software may be required. You agree to assume full responsibility for these requirements, including any applicable changes, updates, and expenses, as well as the terms of your agreement with your mobile equipment and telecommunications providers.

SDRQ makes no guarantees or representations, express, statutory or implied, (i) availability of your provider and access to the Services, (ii) any loss, damage or other security intrusion of the telecommunications Services, and (III) disclosure of any information to third parties or failure to transmit any data, communications or settings related to the Services.

11. Online and Mobile Reminders

SDRQ automatic reminders and voluntary account-related reminders may be provided from time to time. After some changes to your account information, the system may send you an automatic alert.

By default, voluntary account reminders may be opened as part of the service. You can then customize, deactivate, or reactivate them. These alerts allow you to select alert messages for your account. SDRQ add new alerts from time to time, or stop providing certain alerts at any time. Each alert has different options available, and after activating the alert service, the system may ask you to select from these options.

You understand and agree that any alerts provided to you through the Service may be delayed or prevented by various factors. SDRQ commercially reasonable efforts will be made to provide alerts with accurate information in a timely manner, but they cannot guarantee the delivery, timeliness, or accuracy of any alert content. SDRQ is not responsible for any delay, failure to deliver or incorrect delivery of any alarm; any error in the contents of the alert; or any action taken or not taken by you or any third party in accordance with the alert.

The electronic alert will be sent to the email address you provide as the primary email address for your service. If your email address or mobile device email address changes, it is your responsibility to inform us of the change. You can also choose to send alerts to mobile devices that receive text messages. Changes to your email address or mobile phone number will be applied to all of your reminders.

Since the alert is not encrypted, we will never contain your password. However, alerts may include your login ID and some information about your account. Depending on the alert you select, it may contain information such as account balances. Anyone who has access to your email can view the content of these alerts. You can disable future alerts at any time.

12. You Have Granted It to Us

The right to submit information, data, passwords, user name, PIN, other login information, materials and other content to SDRQ through the Service, meaning that you license the content to SDRQ for the purpose of providing the service. SDRQ may use and store the content under this Agreement and under our privacy policy. You declare that you have the right to submit it to SDRQ  for this purpose and SDRQ has no obligation to pay any fees or be subject to any restrictions or restrictions.

By using the Services, you expressly authorize SDRQ to represent you as your agent to access your user information maintained by identified third parties. When you use the service’s Add Account feature, you will connect directly to the third party site you identify. SDRQ Information will be submitted, including the user name and password you provided for login to this site. You hereby authorize and allow SDRQ to use and store your submitted information to complete the above work and configure the service to make it compatible with the third party website where you submit the information. For the purposes of this Agreement, only for the purpose of providing user information to you as part of the Service, you grant SDRQ Limited Power of Attorney and designate SDRQ as your agent and agent to access third-party Web sites, retrieve and use your information, and have full authority and authority to such activities to do and perform every and necessary event in connection with such activities. Like you can do it yourself. You acknowledge and agree that when SDRQ visits and retrieves user information from a third party site, SDRQ acts as your agent and not as acting on behalf of a third party or operating the third party site. You understand and agree that the Service is not sponsored or recognized by any third party accessed through the Service. The SDRQ is not responsible for any payment processing errors or fees or other service-related issues, including problems that may arise due to inaccurate account information.

13. Telephone: Monitoring and Recording

By providing your phone number to SDRQ , you explicitly authorize SDRQ , banks, and service providers to contact you using an automated phone dial system, prerecorded voice, voice mail, or messaging service. We may also send you an SMS from time to time. The call and SMS rates for your phone or mobile service provider are still applicable according to the contract terms of your phone or mobile service provider. For example, we may call you about important account information (e. g., fraud alerts, account notifications, security codes, and the amount you owe us) (such as a collection call).

You agree and authorize us to monitor and record your telephone conversations and other electronic communications with us and our representatives for reasonable business purposes (including safety and quality assurance). We will not remind you unless required by law that we may monitor or record a call at the beginning of the call.

14. Content of the Service

The content of the Service, including its “look and feel” (e. g., text, graphics, images, logo, and button icons), photos, editorial content, notifications, software (including HTML-based computer programs), and other materials are protected by U. S. and other applicable copyright, trademarks, and other laws. The service content belongs to or licensed to SDRQ or its content vendors. SDRQ grants you the right to view and use the Services under these terms. You can download or print copies of the service information for your personal, internal, and non-commercial purposes only. Any distribution, reprint, or electronic replication services for any other purpose is expressly prohibited without our prior written consent. You agree not to use or allow any third party to use this Site or services or content in a manner in violation of any applicable laws, regulations or this Agreement.

15. Access and Interference

You agree that you will not:

  • Attempt to access, acquire, copy, or monitor any part of the service without SDRQ ‘s express written consent;
  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism to navigate or search the services except through search engines and search agents provided by the services and generally available third-party web browsers;
  • Publish or transmit any files containing viruses, worms, Trojan horses, or any other polluting or destructive features, or otherwise interfere with the normal operation of the Services;
  • Attempt to decipher, decompile, reverse engineer or reverse compile any part of the service.

16. Release

As part of the service, SDRQ may allow you to post content on bulletin boards, blogs, and various other public locations on the site (“User content”). These forums may be hosted by SDRQ or by representatives of our third party service provider. You agree to publish the content to follow certain rules.

You are responsible for all user content submitted, uploaded, posted, or stored via the service. You grant SDRQ a worldwide, royalty-free, non-exclusive license to host and use any user content provided through your use of the Services. Archive your user content frequently. You shall be responsible for any lost or unrecoverable user content. You must provide all the necessary and appropriate warnings, information, and disclosures. SDRQ is not responsible for the user content or data that you submit through the Service. By submitting content to us, you declare that you have all necessary rights and hereby grant us a permanent, global, non-exclusive, royalty-free, reLicensable and transferable license to use, copy, distribute, prepare derivative works, modify, display and perform all or any part of the content related to the Services and our business, including, but not limitation, promotion and redistribution of part or all of the sites (and its derivative works) and through any media channel. You also hereby grant each user non-exclusive permission to access content you post through the Website, and to use, copy, distribute, prepare derivative works, display and execute content permitted through the Services functions and this Agreement.

You agree not to use or allow any third party to use the Services:

  • To publish or transmit any defamatory or defamatory information, or to disclose private or personal affairs related to any person;
  • To publish or transmit any indecent, obscene, data, image or program, pornographic, harassing, threatening, abusive, abusive, hateful, racial or ethnic offensive information; Encourage acts regarded as a criminal offence, giving rise to civil liability or in violation of any law; Or other inappropriate circumstances;
  • To publish or transmit any message, data, image or program that may infringe the property rights of another, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used by infringing means;
  • To interfere with the use of the service by other users, including, but not limited to, disrupting the normal conversation process of the interactive area of the website, delete or modify any content published by any other person or entity, or take any action that disproportionately burden the service infrastructure or negatively impacts the service delivery of others.

Unless specifically permitted, you may not issue or transmit a charitable request; signed petition; franchise, distribution, sales representative agency arrangements, or other business opportunities (including the provision of employment or contractual arrangements); club membership; chain letters; or letters related to the Pyramid Plan. You may not publish or transmit any advertising, promotional materials, or any other solicitation to other users. Or use goods or services, except for the areas specified for such purposes (for example, confidential bulletin boards).

You agree that any employment or other relationship you establish or attempt to establish with the employer, employee or contractor, that you contact the employer, employee or contractor through the site area that may be designated for this purpose, exists only between you and the employer, employee or contractor, and not with us.

You may not copy or use personal identifiable information or business contact information about other users without the permission of other users. Prohibit sending unsolicited email, mail, telephone, or other communications to individuals or companies where you obtain your contact information through the service.

You agree that we may use in any way any user content, feedback, suggestions or ideas you post, including future modifications to Services, other products or services, advertising or marketing materials. You grant us a permanent, global, fully transferable, resalensable, irrevocable, fully paid, royalty-free license to in any way use the content and feedback you provide to us.

The service may include community forums or other social functions to exchange information with other users of the service and the public. SDRQ does not support content in these community forums and is not responsible for it. Keep yourself respectful when you interact with other users. Don’t disclose any information that you do not want to make public. Users may post hypertext links to third-party content, and SDRQ assumes no responsibility for this.

17. Social Media Websites

SDRQ may provide experiences on social media platforms like Facebook®, Twitter®, and LinkedIn®, enabling online sharing and collaboration between users who have registered to use them. Any content you post, such as pictures, information, comments, or any personal information you provide to other participants on these social platforms, is subject to the terms of use and privacy policies of these platforms. See these social media platforms to get a better understanding of your rights and obligations for such content.

17. Statements and Warranties

“Disclaimer,” Website, services, information, data, functions, and all content and all services and products (whether sponsored or not) are provided to you “as is” and “available”. SDRQ , its affiliates and its third party providers, licensors, distributors, or suppliers (collectively, the “Suppliers”) make no representations or guarantees, express or implied, about the contents or operations of the Site or the Services. You expressly agree that your risk of using the Services is at your own expense.

SDRQ neither nor its suppliers make any representation, warranty or warranty, express or implied, of the accuracy, reliability, or completeness of the content of the Website or Services (whether sponsored or not), and expressly deny any warranty not infringing or applicable to a particular use. SDRQ neither nor its suppliers make any representation, warranty or warranty that the content provided through the Services will not be infected by any virus or other code or computer programming programs that contain polluting or destructive properties or designed to destroy, secretly, intercept or requisition any system, data or personal information.

Certain jurisdictions do not permit the exclusion of certain warranties or limitations or exclude liability for incidental or consequential damages. In this State, liability is limited to the extent permitted by law. Therefore, some of the above limitations of sections 15 and 17 of this article may not apply to you.

19. Not a Financial Planner, Broker or Tax Consultant

SDRQ and Services have no intention of providing legal, tax or financial advice. SDRQ is not a financial planner, broker, or tax consultant. This service is only used to assist your financial organization and decision making in a wide range. Your personal financial position is unique, and any information and advice obtained through the service may not be appropriate for your situation. Therefore, before making any final decision or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisor who fully understands your personal situation.

20. SDRQ ‘s Liability

In no event shall SDRQ be liable or liable to you or any third party, whether in contract, warranties, infringement, any indirect, incidental, incidental, consequential, exemplary, defaulting or punitive damages, including, without limitation, profits, revenues or business losses arising in whole or in part from your access to the Website, your use of the Services, the Site or this Agreement, even if SDRQ  has been informed of the possibility of such damages. Notwithstanding any provision to the contrary, SDRQ will always limit its liability to you for any reason to a maximum of $500.00 ($500), regardless of the form of action.

21. You to SDRQ

You shall defend against and indemnify SDRQ , its officers, directors, shareholders, losses, liabilities, and costs, including and not limited to attorney fees, in whole or in part, caused by or attributable to the Site or your use of the Services.

22. End Your Relationship with the SDRQ

This Agreement will continue to apply until you or SDRQ is terminated, as described below. If you wish to terminate the legal agreement with the SDRQ , you can proceed as follows:

To close your SDRQ service account, please email to SDRQcontact@gmail.com.

If you violate any terms of this Agreement (or act in a manner clearly stating that you do not intend or fail to comply with the terms of this Agreement), SDRQ  may terminate the legal agreement with you and access to the Services at any time;

If SDRQ , at its sole discretion, is required by law (for example, providing services to you is illegal or illegal);

For any reason, at any time, with or without notice to you;

Or immediately upon notification to the email address provided by you when opening your account.

You acknowledge and agree that SDRQ may immediately deactivate or delete your account and all relevant information and documents in your account, and/or prohibit your further access to all documents and services. Furthermore, you agree that SDRQ will not be liable to you or any third party in terminating your access to the Services.

23. Modify

SDRQ reserves the right to modify or temporarily or permanently terminate the Site or Services at any time and from time to time without notice. If you are a user of the SDRQ service, you will be notified. If you do not agree to the change after receiving notification of the service change, you can stop using the service. Your use of the Service occurs after you are notified of any change. You agree that SDRQ is not responsible for any modification, suspension or termination of the Services by you or by any of the third parties.

SDRQ may amend this Agreement from time to time. Any and all changes to this Agreement may be made available to you electronically (i. e., by email or by posting information on the website). In addition, this Agreement will always indicate the date of the last revision. Upon release of this Agreement, when you use this Service, you will be deemed to accept and agree to be bound by any changes to this Agreement.

24. Governing Law and the Courts of Controversy

Delaware law governs this Agreement without regard to its conflict of law provisions.

Any dispute or claim in any way related to the Services or these Terms of Use will be settled by binding arbitration, not in court, but if your claim is eligible, you may file a claim in the Court of Small Claims. The Federal Arbitration Act governs the interpretation and enforcement of this provision; the arbitrator shall apply Delaware law to all other matters. Notwithstanding any provision to the contrary, either party to the arbitration may at any time seek an injunction or other form of equitable relief from any court of competent jurisdiction. We both agree that any and all disputes must be filed individually as parties and not filed as plaintiffs or class members in any alleged class action or representation action. By entering into this Agreement and agreeing to arbitration, you agree that you and SDRQ each waive their right to bring an action and their right to a jury trial. In addition, you agree to waive your right to participate in a class action or class action. You agree that you have made a clear and informed waiver of these rights.

25. Transfer

SDRQ may assign, subcontract, or otherwise address SDRQ  rights and/or obligations without notice to you or under these terms and conditions with your consent. You may not assign, subcontract or otherwise address your rights and/or obligations under these terms and conditions.

26. Severability

If a provision of these terms and conditions is determined to be illegal and/or unenforceable by any court or other competent authority, the other provisions shall remain in force. If the deletion of any illegal and/or unenforceable provision is legal or enforceable, the section will be deemed deleted and the remainder of the clause will remain in force.

Email: SDRQcontact@gmail.com